How to Spot Hidden Hail Damage
Did That Summer Storm Damage Your Roof? How to Spot Hidden Hail Damage
Central Texas summers are no joke. The intense heat is often broken by powerful thunderstorms that roll in with thunder, lightning, and sometimes, a barrage of hail. When the storm passes and the sun comes out, it's easy to look outside, see no obvious damage, and assume your home made it through unscathed.
Unfortunately, when it comes to your roof, what you can't see can hurt you. Hail damage is a silent roof killer; it often creates hidden issues that only reveal themselves months later as a leak in your ceiling. By then, the deadline to file an insurance claim may have already passed.
Don't let a summer storm turn into a winter nightmare. Here’s how you can safely spot the tell-tale signs of hidden hail damage.
Your Safe, Ground-Level Inspection Checklist
First and foremost, do not get on your roof. Walking on a potentially damaged roof is dangerous and can cause more harm. You can spot all the evidence you need with your feet safely on the ground.
- Check Your Gutters & Downspouts: Your metal gutters are a great indicator of hail impact. Look for dents, dings, or scuff marks on the gutters and the downspout extensions. If hail was strong enough to dent metal, it was strong enough to damage your shingles.
- Look for "Asphalt Sand" in Gutters: Check the areas where your downspouts drain. Do you see a build-up of black, sand-like granules? These are the protective granules that have been knocked off your shingles. This granule loss is like losing the sunscreen for your roof, exposing it to accelerated aging from UV rays.
- Inspect Other Property: Take a look at other items around your house.
- Air Conditioner Unit: Are the thin metal fins on your A/C unit dented or flattened?
- Mailbox & Fencing: Do your mailbox or wooden fence have fresh pockmarks or paint chips?
- Siding & Window Screens: Look for cracks or holes in vinyl siding and tears or dents in your window screens.
If you answered yes to any of these, it's highly probable your roof has sustained damage.
What a Professional Sees on the Roof
When a trained expert from Graduate Contracting inspects your roof, they're looking for specific types of damage that confirm a hail claim.
- Shingle Bruising: Hail doesn't always crack a shingle; it often "bruises" it. This looks like a dark, soft spot where the impact has pushed the granules into the underlying asphalt mat. To a homeowner, it might look like a simple discoloration, but to a professional, it's a clear sign of compromised integrity.
- Cracking and Fracturing: Larger hailstones can cause the shingle mat to crack, creating a direct pathway for water to enter your home. These fractures can be difficult to see without a trained eye.
- Compromised Seals: The impact of hail can break the adhesive seal that bonds your shingles together, making them vulnerable to being lifted and torn off by high winds in the next storm.
The Clock is Ticking: Don't Wait to Act
Most insurance policies have a statute of limitations on filing a claim after a storm, often within one year of the storm date. If you wait until a leak appears, you might be too late, leaving you to cover the cost of a new roof out-of-pocket.
If you suspect you have damage, here’s what to do:
- Call a Professional First: Before you call your insurance company, have a reputable local roofer (like Graduate Contracting) perform a free inspection. We can verify the extent of the damage and provide you with photos and documentation.
- Review Your Policy: Understand your deductible and coverage for hail damage.
- File Your Claim: With our inspection report in hand, you can file your claim with confidence, knowing the damage is legitimate and widespread enough to warrant it.
Your roof is your home's first line of defense. Don't let hidden damage from a past storm compromise its ability to protect you.
Think your home might have been hit? Contact Graduate Contracting today for a FREE, no-obligation storm damage inspection. We’re experts in identifying hail damage and can help guide you through the insurance process.

